Henkel Bulgaria EOOD and Raiffeisenbank (Bulgaria) EAD offer the heat insulation system Ceretherm – the project is under the Energy efficiency program. The clients benefit from a grant of up to 20% of the Energy efficiency loan. Ceretherm is used for a facade insulation of both old and new buildings and saves up to 30% of the heat costs.

The maximum amount of Raiffeisenbank’s “Energy efficiency” loan is BGN 15 000 and the minimum – BGN 1 000 or their equivalence in EUR. The repayment period is from 1 to 5 years. The client has the possibility to choose a grace period of up to 12 months.
Every client, who has bought the heat insulation system Ceretherm, through Raiffeisenbank’s Energy efficiency loan receives a bonus – RaiCARD credit card with no fee for the first year.