There are 7 specialized outlets in Technomarket store chains, where clients may purchase goods with credit card RaiCARD. In 2 hours the client gets an approval for the credit card and gets the good.

The main feature of this product is a flexible scheme for currency transactions for bigger amounts, guaranteed by a collateral deposit.

he promotion is valid until the end of the year. Raiffeisenbank reduces the loans’ fee from 1,5 per cent to 1 per cent. The fee is payable only once.

Clients of RaiCARD get 2 per cent discount of the price of the product.

Balance-sheet total in the third quarter of 2005 grew by 96,29 per cent to BGN 2 560,2 mln., compared to the same period in 2004, representing a market share of 8,62 per cent. The profit after tax increased by 76,98 per cent. Retail loan portfolio has grown by 303,23 per cent, customers deposits increased by 122,36 per cent year-on-year basis.

Consolidated Profit up by 33.4 per cent to € 279.1 million; total assets up 20.2 per cent to € 34.7 billion. Return on equity at 22.1 per cent and cost/income ratio at 59.5 per cent. Market leader in Ukraine after acquisition of Bank Aval.